Bye-Bye Credit Cards ... sniff sniff!

Wayne is doing Dave Ramsey's Financial Peace University through our church and we are getting serious about our finances (or lack there-of - HA) 

In reality the Dave Ramsey plan is pretty simple .....  

Live on what you earn and pay cash for what you want ..... 

Now we just need to make it happen!   

Wish us luck (we need it)!!

We cut up our credit cards today and canceled all of our open credit card accounts ... it was sad to see all those little confetti pieces (but exciting at the same time!)